Self-Employed Mortgage Borrowers Need 1 Or 2 Years Of Tax Returns?

March 11th, 2018

Self-Employed Mortgage Borrowers Need 1 Or 2 Years Of Tax Returns?

 

I constantly get questions about whether or not someone who is self-employed needs a minimum of two years of tax returns, or if they can get away with one year of them, when qualifying for a mortgage. I thought I would answer this question and put it to rest. Please realize guidelines can change in the future. As of the date of this blog, the hyperlinks below are guidelines related to the history that self-employed people need, and the number of years of tax returns they need to document their income. Read the rest of this entry »

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