Interest Rates
The Interest Rate page is to be used as a guide only, for an exact rate quote for your particular circumstances use the Interest Rate Quote page.
The following are rates updated:
Jul 03, 2008
Interest rates may differ from state to state, or based on down payment, housing type, credit score, how many days you need your interest rate locked in for, loan size, purchase versus refinance, etc. You may end up with an interest rate lower or higher than you see to the right.
Interest rates may change at any time. Interest rates can only be locked in after receipt of a complete loan application and any necessary fees. Interest rates usually need to be locked in by the end of the business day. After 4:30 p.m. EST rates may not be able to be locked in.
| Loan Type | Loan Years | Interest Rate | APR | Points | Max. Loan Amount | Minimum Down Payment | Lock Days | Occupancy |
|---|---|---|---|---|---|---|---|---|
| 30 Year Fixed | 30 | 6.625% | 6.646% | 0% | $417,000 | 5 to 20% | 30 | Primary Residence |
| 30 Year Fixed | 30 | 6.375% | 6.412% | 1.00% | $417,000 | 5 to 20% | 30 | Primary Residence |
| 30 Year Fixed Jumbo | 30 | 7.875% | 7.907% | 1.00% | $6,000,000 | 5 to 20% | 30 | Primary Residence |
| 30 Year Fixed Jumbo | 30 | 7.625% | 7.789% | 2.00% | $6,000,000 | 5 to 20% | 30 | Primary Residence |
| 15 Year Fixed | 15 | 6.125% | 6.156% | 0% | $417,000 | 5 to 20% | 30 | Primary Residence |
| 15 Year Fixed Jumbo | 15 | 6.375% | 6.396% | 0% | $6,000,000 | 5 to 20% | 30 | Primary Residence |
| VA | 30 | 6.50% | 6.521% | 0% | $417,000 | 0% | 30 | Primary Residence |
| FHA | 30 | 6.50% | 6.521% | 0% | $312,895 | 3% | 30 | Primary Residence |
| 3 Year ARM | 30 | 5.75% | 5.771% | 0% | $417,000 | 5 to 20% | 30 | Primary Residence |
| 3 Year ARM Jumbo | 30 | 5.75% | 5.771% | 0% | $6,000,000 | 5 to 20% | 30 | Primary Residence |
| 5 Year ARM | 30 | 5.75% | 5.771% | 0% | $417,000 | 5 to 20% | 30 | Primary Residence |
| 5 Year ARM Jumbo | 30 | 5.75% | 5.771% | 0% | $6,000,000 | 5 to 20% | 30 | Primary Residence |
| 7 Year ARM | 30 | 6.125% | 6.146% | 0% | $417,000 | 5 to 20% | 30 | Primary Residence |
| 7 Year ARM Jumbo | 30 | 6.125% | 6.146% | 0% | $6,000,000 | 5 to 20% | 30 | Primary Residence |
| 10 Year ARM | 30 | 6.625% | 6.646% | 0% | $417,000 | 5 to 20% | 30 | Primary Residence |
| 10 Year ARM Jumbo | 30 | 6.625% | 6.646% | 0% | $6,000,000 | 5 to 20% | 30 | Primary Residence |
| 30 Year Fixed Investor | 30 | 7.25% | 7.271% | 0% | $417,000 | 10% | 30 | Investment Property |
| 30 Year Fixed Investor | 30 | 7.25% | 7.271% | 0% | $417,000 | 20% | 30 | Investment Property |