Interest Rates
| Loan Type | Loan Years | Interest Rate | APR | Points | Max. Loan Amount | Minimum Down Payment | Lock Days | Occupancy |
|---|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conforming | 30 | 4.875% | 4.896% | 0% | $417,000 | 5% to 20% | 45 | Primary Residence |
| 30 Year Fixed Conforming | 30 | 4.625% | 4.689% | 1.00% | $417,000 | 5% to 20% | 45 | Primary Residence |
| 30 Year Fixed Jumbo Conforming | 30 | 5.125% | 5.149% | 0% | $417,001-$729k | 10% to 20% | 45 | Primary Residence |
| 30 Year Fixed Jumbo | 30 | 5.75% | 5.779% | 0% | $729,751+ | 20% to 25% | 45 | Primary Residence |
| 15 Year Fixed Conforming | 15 | 4.375% | 4.418% | 0% | $417,000 | 5% to 20% | 45 | Primary Residence |
| 15 Year Fixed Jumbo Conforming | 15 | 4.75% | 4.783% | 0% | $417,001-$729k | 10% to 20% | 45 | Primary Residence |
| VA/FHA | 30 | 4.875% | 4.896% | 0% | $417,000 | 0% to 3.5% | 45 | Primary Residence |
| VA/FHA Jumbo | 30 | 5.125% | 5.149% | 0% | $417,001-$729k | 0% to 3.5% | 45 | Primary Residence |
| 5 Year ARM Conforming | 30 | 3.75% | 3.824% | 0% | $417,000 | 10% to 20% | 45 | Primary Residence |
| 5 Year ARM Jumbo | 30 | 4.00% | 4.045% | 0% | $1,500,000 | 30% | 45 | Primary Residence |
| 7 Year ARM Conforming | 30 | 4.125% | 4.149% | 0% | $417,000 | 10% to 20% | 45 | Primary Residence |
| 7 Year ARM Jumbo | 30 | 4.375% | 4.396% | 0% | $1,500,000 | 30% | 45 | Primary Residence |
| 30 Year Fixed Investor | 30 | 5.875% | 5.913% | .75% | $417,000 | 20% | 45 | Investment Property |
| 30 Year Fixed Investor | 30 | 5.375% | 5.396% | 0% | $417,000 | 25% | 45 | Investment Property |