Get Loans Documentation Checklist for Pre-Approval
Please fax, mail or email the below documents to my attention in order to get the most detailed Pre-Approval, which will give you the most leverage in negotiating the price of a new home. The fax # to use is 1-800-881-0247, fax the documents to the attention of Brian Martucci. Or you can email to brian@getloans.com. Fax or email are the preferred methods and the quickest way to get your Pre-Approval completed.
Or you can mail (overnight mail preferable) to:
Nationwide Home Mortgage Processing Center
2354 Rana Road
Suite 200
Grand Junction, CO 81503
ATTN: Karen Cassera
(888) 610-6464 Office
INCOME DOCUMENTATION IF SALARIED:
- Copy of the most recent W-2 form for each borrower. The prior year's W2 may be required later in the event of a formal loan application.
- Copy of a recent paystub (updated paystub/s will be required later in the event of a formal loan application). The paystubs must clearly show the pay period and it must identify the name and social security number of the applicant.
INCOME DOCUMENTATION IF SELF-EMPLOYED, PAID COMMISSION, OR HAVE RENTAL PROPERTY:
- Copies of the first page of the last two year's tax returns are needed. All pages of each tax return will be needed later in the event of a formal loan application.
ASSET DOCUMENTATION:
- Copy of the first page of a recent bank statement and/or investment account statement to show where any down payment and closing costs will come from.
- Copy of any other documentation explaining the source of the down payment and closing costs.
OTHER DOCUMENTATION:
- If borrower has had several jobs (three or more) in the last two years, you should provide a "job history letter" or resume explaining the job path you have taken over the last several years.