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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

His business philosophy has been to worry about his client’s wallets more than his own.

Throughout the entire loan process, he provides clients with all of the educational tools and resources they need. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself. And because everything is done in-house, Brian is able to offer fast closing times.

No matter where you are in the United States, Brian can help. Contact Brian now for a no-obligation rate quote or to schedule a call about your loan options.

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

5 people that support each client.



He was the #1 producer in his company in 2015, 2016, 2017, 2018, 2019.


He was the #2 producer in his company in 2020, 2021.


He was the #3 producer in his company in 2014.


September 5, 2023

How Are Debts Paid By Others Handled On A Mortgage Application?

How are debts paid by others handled on a mortgage application? Sometimes when someone applies for a mortgage with me, they mention they have a debt paid by a parent. They may have a school loan that a parent pays. Or people may tell me they co-signed for someone else’s mortgage, but they do not…

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July 31, 2023

How Do Tax Losses Affect Mortgage Qualifying

How do tax losses affect mortgage qualifying? The answer depends on what type of loan you are getting. VA Loans If you are a veteran and getting a VA loan, business and/or roll over losses must be considered in the debt ratios. Even if your main job is as a salaried wage earner on a…

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July 4, 2023

Current mortgage rates

Everybody is asking about current mortgage rates these days. And everyone knows they are higher! But are they high? And what exactly are they? How are they determined? Let’s take these questions one by one. Are mortgage rates high? Looking at the historical numbers, today’s rates are average. You might possibly consider today’s rates a…

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Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

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