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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He has been a loan processor, loan officer, mortgage broker, branch manager and vice president. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

Every loan officer claims to put their clients first, but their actions don’t always support that. Brian is different. From day one, his business philosophy has been to worry about his client’s wallets more than his own wallet. Every day, he puts that philosophy to work.

Each client is supported by a team of four professionals and is able to work one on one with Brian to discuss their specific mortgage needs. Throughout the entire loan process, he provides clients with all of the educational tools and resources they need to make smart financial decisions. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself, his clients are never left in the dark. And because everything is done in-house, Brian is able to offer fast closing times. These are just a few of the ways that he puts his clients first.

What does this client-focused business philosophy mean for you? It means faster turnaround times, more personalized service, and money-saving solutions that don’t sacrifice quality. No matter where you are in the United States, getting the loan you need has never been easier or more affordable – contact Brian now for a no-obligation rate quote or to schedule a chat about your loan options.

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

Team of 4 people that supports each client.

Achievements:

#1

He was the #1 producer in his company in 2015, 2016, 2017, 2018, 2019.

#3

He was the #3 producer in his company in 2014.

#2

He was the #2 producer in his company in 2020.

Blog

October 7, 2021

Condominium Litigation When Getting A Mortgage

If a condominium has litigation against it, to get a loan approved there are certain things a mortgage lender has to document or the loan may be denied. A mortgage lender has to prove that the litigation has no impact on the safety and structural soundness of the condo. And the insurance carrier that insures…

Read more about Condominium Litigation When Getting A Mortgage
September 8, 2021

Getting A VA Mortgage Approved With Student Loan Debt

When calculating a student loan payment on a VA loan there are various rules to pay attention to as far as what monthly payment is counted on that student loan debt. If written evidence shows the student loan debt will be deferred at least 12 months beyond the closing date, no monthly payment is counted.…

Read more about Getting A VA Mortgage Approved With Student Loan Debt
August 8, 2021

Getting A Mortgage Loan With Solar Panels On Your House

With the popularity of electric cars and solar panels increasing, it’s important to point out that having solar panels on your house may impact your ability to get a mortgage. Many times, buying solar panels will be financed, and that is what they have an impact on your ability to purchase or refinance a mortgage.…

Read more about Getting A Mortgage Loan With Solar Panels On Your House

Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

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