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After shopping for rates for a while, I came across excellent reviews for Brian and he does live up to all the great reviews. First call was enough for me to settle down with Brian and stop shopping around, not only because of the competitive rate he offers but the kind of feeling you get that you’re in good hands and you’re happy to do business with this person. Brian is well equipped with a lot of cool videos and technologies, but also happy to have a long conversation over the phone until we exhaust all our questions as a first time home buyer. Recommend Brian to everyone and myself looking forward to closely work with him again when the overall market rates hopefully go down soon 🙂


Sang Y. - Alexandria VA - July 2024


Second time buyers with Brian! Everything about buying a home falls within Brian’s expertise. He is an all-around Michelin star mortgage lender: a great person whose knowledgeable responses make the loan process and all of the paperwork seamless. This time, we saw our new (dream) home on Friday, made an offer on Saturday, and closed on Sunday, in large part thanks to Brian. Contact Brian today and you’ll immediately understand why all of his reviews glow, and why we returned to him.

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Michelle Ueland - Takoma Park, MD - June 2024


I worked with Brian on a refinance. He was excellent from start to finish. He explained the process in detail, answered all my questions, and quickly responded to emails. Even after closing, he quickly answered emails when I reached out with other questions, If you are on the fence and nervous about the process (like I was), I assure you that you won’t get better than Brian. A++++


R.R - Alexandria, VA - October 2023


We have used Brian for two home purchases, and he has been a great resource each time. He is super knowledgeable, responsive, and reliable. He is also proactive in notifying his clients if dropping PMI or refinancing is ever an option in the future. Definitely recommend!

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Christina C - Washington, DC - June 2024


Brian was instrumental in securing us our new home. He is truly a professional with a keen focus on client satisfaction. He takes time to thoroughly educate his clients by explaining market conditions and developing courses of action. I highly recommend his services and would work with him again.

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Angelo S. - Fairfax, VA - September 2023


Brian was extremely helpful in my condo purchase process. He was the start of my whole purchase ecosystem and helped me find a great agent. His biggest benefit, in my opinion, is his desire to help his clients understand everything about mortgages. He is helpful and passionate and I couldn’t recommend him more.

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Brian Kowalski - Washington, DC - September 2023


Brian is one of the most responsive people I’ve ever met. He has SO much excellent knowledge about the home buying process, and he truly enjoys educating his clients and gives them relevant information. His 5-star ratings online are completely accurate.


Gonzalo L. - Washington, DC - April 2024


What can I say that hasn’t already been said? Not much except that I’ve used Brian’s services several times over the past ten years and every deal has been handled professionally. He gives honest, no jargon answers and he and his team have always responded promptly to every question I’ve thrown at them.


Sean F. - Washington, DC - November 2023


I’ve worked with Brian 4 times- two home purchases and two refinances. He’s really the best lender out there. He knows his stuff and will take his time explaining it so that you understand.


Andrea - Washington DC - September 2020


The Exceptional Lending Partner You Can Trust!

If you’re in the market for a lending partner, look no further than Brian Martucci. This guy is simply amazing. From start to finish, he impressed us with his professionalism, dedication, and personal touch. We stumbled upon Brian while browsing online, and boy are we glad we did!

Working with Brian was a breath of fresh air. He truly went above and beyond to help us understand the entire buying process. Not only did he explain everything in great detail, but he even took the time to send us helpful videos that made everything clear and easy to follow. Talk about going the extra mile!

Brian’s responsiveness was another standout quality. We never had to wait long for a response or an update, and he was always available to address any questions or concerns we had. This level of communication made us feel like we were in good hands, and gave us a sense of confidence throughout the process.

One of the things that impressed us the most about Brian was his honesty and transparency. He never included any hidden fees or surprises, and worked tirelessly to ensure that we got the best loan rate possible. This showed us that he truly had our best interests at heart, and wasn’t just looking to make a quick buck.

Last but not least, Brian’s license to lend in all 50 states is simply unbeatable. As a family that moves a lot, knowing that we have a trustworthy lending partner no matter where we go gives us a great sense of peace of mind.

In short, we couldn’t be happier with our experience with Brian Martucci. He is an exceptional lender who puts his clients first. If you’re in need of a lending partner, we highly recommend you give Brian a call. You won’t regret it!


Daria Knupp - Herndon, VA - January 2024

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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

His business philosophy has been to worry about his client’s wallets more than his own.

Throughout the entire loan process, he provides clients with all of the educational tools and resources they need. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself. And because everything is done in-house, Brian is able to offer fast closing times.

No matter where you are in the United States, Brian can help. Contact Brian now for a no-obligation rate quote or to schedule a call about your loan options.

More About Brian

Consumer Benefits:

Extensive product options offering competitive pricing.

Loan Tracking Tool to follow the process.

End-to-end security for your online mortgage application.

Experience in the mortgage industry since 1986.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

5 people that support each client.



He was the #1 producer in his company in 2015, 2016, 2017, 2018, 2019.


Yelp rated loan officer in the top 10 most populous US cities


Top 150 loan officer in 2015 in the country.


He was the #2 producer in his company in 2020, 2021.


He was the #3 producer in his company in 2014.


June 25, 2024

Mortgage Rates Today

What are mortgage rates today?  Interest rates are different according to numerous variables. Interest rates can be different based on loan size, credit score, property type, loan type, how many days you need to lock-in the interest rate for, and more. I am not going to talk about exact rates which are impossible to quote…

Read more about Mortgage Rates Today
May 27, 2024

How Can a Buyer Pay for Their Own Realtor Representation?

How can a buyer pay for their own realtor representation? I wrote an article discussing the lawsuits against the National Association of Realtors (NAR) and some of the largest real estate firms. By now everyone has likely heard about all these lawsuits. The litigation accused brokerages of inflating sales commissions and of monopolistic practices. Homeowners…

Read more about How Can a Buyer Pay for Their Own Realtor Representation?
April 28, 2024

Reduced Government Transfer Taxes for First Time Homebuyers

Government transfer taxes can consist of some or all the following: transfer tax, recordation tax, and tax stamps. These are one time taxes charged by a state or jurisdiction upon the transfer of real estate. They are based on the sales price of the real estate being transferred to the new owner. These taxes are…

Read more about Reduced Government Transfer Taxes for First Time Homebuyers

Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

How does it work?