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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

His business philosophy has been to worry about his client’s wallets more than his own.

Throughout the entire loan process, he provides clients with all of the educational tools and resources they need. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself. And because everything is done in-house, Brian is able to offer fast closing times.

No matter where you are in the United States, Brian can help. Contact Brian now for a no-obligation rate quote or to schedule a call about your loan options.

More About Brian

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

5 people that support each client.

Achievements:

#1

He was the #1 producer in his company in 2015, 2016, 2017, 2018, 2019

#2

He was the #2 producer in his company in 2020, 2021

#3

He was the #3 producer in his company in 2023

Blog

March 28, 2024

How to Get the Lowest Mortgage Rate

Clients always ask me how to get the lowest mortgage rate. Especially given the fact that interest rates have increased since 2022 after having been at record lows for so many years prior to that. Many people think mortgage rates are high currently. However, interest rates today are historically quite average. We were just spoiled…

Read more about How to Get the Lowest Mortgage Rate
February 27, 2024

Help Entering The Home Buying Market

Many homebuyers need help entering the home buying market. They cite obstacles and problems that create fear in moving forward with buying a home. This is especially true of first time homebuyers. But with some research and patience, there are answers for a lot of these questions. And there are many ways to overcome fears…

Read more about Help Entering The Home Buying Market
February 11, 2024

Grossing Up NonTaxable Income

Fannie Mae, Freddie Mac, FHA, and VA all qualify mortgage borrowers by using their gross income. When getting a mortgage your mortgage lender can gross up nontaxable income to a higher figure to help in qualifying you. You would think they would use net income, which is after tax income. Especially since a mortgage payment…

Read more about Grossing Up NonTaxable Income

Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

How does it work?