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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He has been a loan processor, loan officer, mortgage broker, branch manager and vice president. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

Every loan officer claims to put their clients first, but their actions don’t always support that. Brian is different. From day one, his business philosophy has been to worry about his client’s wallets more than his own wallet. Every day, he puts that philosophy to work.

Each client is supported by a team of four professionals and is able to work one on one with Brian to discuss their specific mortgage needs. Throughout the entire loan process, he provides clients with all of the educational tools and resources they need to make smart financial decisions. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself, his clients are never left in the dark. And because everything is done in-house, Brian is able to offer fast closing times. These are just a few of the ways that he puts his clients first.

What does this client-focused business philosophy mean for you? It means faster turnaround times, more personalized service, and money-saving solutions that don’t sacrifice quality. No matter where you are in the United States, getting the loan you need has never been easier or more affordable – contact Brian now for a no-obligation rate quote or to schedule a chat about your loan options.

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

Team of 4 people that supports each client.

Achievements:

#1

He was the #1 producer in his company in 2016, 2017, 2018.

#3

He was the #3 producer in his company in 2014.

#1

He was the #1 producer in his company in 2015.

Blog

April 10, 2020

6 Tips on Choosing a Mortgage Lender or Broker

People spend a  lot of time looking for the perfect home. There are the countless hours spent poring over real estate listings, the weekend trips to open houses, and the days of driving with your realtor from showing to showing. However, choosing a mortgage lender or broker is often treated as an afterthought—many buyers simply…

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March 29, 2020

VA $0 Down Payment Loans To Infinity?!

Prior to 2020, veterans could borrow more than the Veteran’s Administration (VA) Loan Limits capped amount, but had to have a down payment of 25% of the difference between the maximum loan limit and the sales price. As of January 1, 2020, the VA has started to allow $0 down loans that exceed the county…

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March 20, 2020

Did The Coronavirus Make Mortgage Rates Go Down? Did the Federal Reserve Just Cut Mortgage Rates To 0%?

Mortgage rates did indeed go down after the Coronavirus spread and financial markets started to panic. But the Coronavirus and mortgage rates aren’t directly connected. People considering a refinance continue to contact me for low rates, but now that rates have spiked it may no longer makes sense. The recent mortgage rate reductions we saw…

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Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

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