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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

His business philosophy has been to worry about his client’s wallets more than his own.

Throughout the entire loan process, he provides clients with all of the educational tools and resources they need. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself. And because everything is done in-house, Brian is able to offer fast closing times.

No matter where you are in the United States, Brian can help. Contact Brian now for a no-obligation rate quote or to schedule a call about your loan options.

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

Team of 4 people that supports each client.

Achievements:

#1

He was the #1 producer in his company in 2015, 2016, 2017, 2018, 2019.

#2

He was the #2 producer in his company in 2020, 2021.

#3

He was the #3 producer in his company in 2014.

Blog

January 16, 2023

Work With An Individual Loan Officer or A Loan Officer Team?

Should you work with an individual Loan Officer or a Loan Officer team? This discussion will stir up some controversy. I will likely get some angry comments as well as some supportive comments. Keep it classy, and let’s discuss! This is an age old question that many of us do not even know exists. This…

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December 31, 2022

Home Price Reduction and Rates

How do home price reduction and rates affect one another? I have clients who have reported seeing price reductions in the asking prices of homes for sale. This is the first time I have heard of this in years and years. So, are real estate values about to correct? It probably depends on where you…

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December 3, 2022

2023 Much Higher Conforming Loan Limits Announced

2023 conforming loan limits have been announced! The Federal Housing Finance Agency (FHFA) sets the loan size limits each year on conventional mortgages that Freddie Mac or Fannie Mae will buy from mortgage lenders. In 2022 the conforming loan limit for a single-family home was $647,800. This year, the conforming loan limit for a single-family…

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Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

How does it work?