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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He has been a loan processor, loan officer, mortgage broker, branch manager and vice president. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

Every loan officer claims to put their clients first, but their actions don’t always support that. Brian is different. From day one, his business philosophy has been to worry about his client’s wallets more than his own wallet. Every day, he puts that philosophy to work.

Each client is supported by a team of four professionals and is able to work one on one with Brian to discuss their specific mortgage needs. Throughout the entire loan process, he provides clients with all of the educational tools and resources they need to make smart financial decisions. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself, his clients are never left in the dark. And because everything is done in-house, Brian is able to offer fast closing times. These are just a few of the ways that he puts his clients first.

What does this client-focused business philosophy mean for you? It means faster turnaround times, more personalized service, and money-saving solutions that don’t sacrifice quality. No matter where you are in the United States, getting the loan you need has never been easier or more affordable – contact Brian now for a no-obligation rate quote or to schedule a chat about your loan options.

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

Team of 4 people that supports each client.

Achievements:

#1

He was the #1 producer in his company in 2016, 2017, 2018.

#3

He was the #3 producer in his company in 2014.

#1

He was the #1 producer in his company in 2015.

Blog

May 6, 2021

VA Mortgage Refinance Seasoning

Some people don’t know that you can’t refinance your VA loan without waiting 210 days after your last loan. Some people do know this guideline. However, there are some specifics that people are not aware of.  One very important nuance is that you have to wait 210 days from the date that the first payment…

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March 23, 2021

2021 Mortgage Loan Limits

Every year, the Federal Housing Finance Agency (FHFA) sets a dollar cap on conventional mortgages that Freddie Mac or Fannie Mae are allowed, commonly referred to as a conforming loan limit. In 2020, the conforming loan limit for a single-family home was $510,400. This year, the conforming loan limit for a single-family home increased to…

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February 25, 2021

Can paying off a debt help qualify you for a mortgage?

When you qualify for a mortgage loan, it may not be for the amount you want. Outstanding debts can affect how much you are able to borrow. But in some instances, you may be able to pay off the debt in order to qualify for a larger loan. If you reduce the number of installment…

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Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

How does it work?