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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He has been a loan processor, loan officer, mortgage broker, branch manager and vice president. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

Every loan officer claims to put their clients first, but their actions don’t always support that. Brian is different. From day one, his business philosophy has been to worry about his client’s wallets more than his own wallet. Every day, he puts that philosophy to work.

Each client is supported by a team of four professionals and is able to work one on one with Brian to discuss their specific mortgage needs. Throughout the entire loan process, he provides clients with all of the educational tools and resources they need to make smart financial decisions. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself, his clients are never left in the dark. And because everything is done in-house, Brian is able to offer fast closing times. These are just a few of the ways that he puts his clients first.

What does this client-focused business philosophy mean for you? It means faster turnaround times, more personalized service, and money-saving solutions that don’t sacrifice quality. No matter where you are in the United States, getting the loan you need has never been easier or more affordable – contact Brian now for a no-obligation rate quote or to schedule a chat about your loan options.

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

Team of 4 people that supports each client.

Achievements:

#1

He was the #1 producer in his company in 2016, 2017, 2018.

#3

He was the #3 producer in his company in 2014.

#1

He was the #1 producer in his company in 2015.

Blog

December 2, 2019

Qualifying For A Mortgage With Rental Income

I have clients who are buying a rental property or who are buying a primary residence and already own rental property and think they need to provide a copy of a current lease for the rental property as part of the loan application. But, that is not always the case.   The borrower may be…

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October 30, 2019

Latest Bond Market Report

The 10 Year Treasury Bond was around 1.8% as of October 28th 2019.   The 10 Year Treasury Bond is not a direct correlation to mortgage rates. It is simply good to know historical information on treasury bond rates.   On August 2nd 2019 the 10 Year Treasury Bond was 1.846%.   On September 3rd…

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September 23, 2019

Important VA Mortgage Guidelines

A VA loan is a mortgage loan guaranteed by the Veterans Administration. There are numerous mortgage guidelines for a VA mortgage. I wanted to list some of the more important ones below, but you always need to speak to an experienced mortgage loan officer and have them discuss your specific circumstances as there are many…

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Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

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