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After shopping for rates for a while, I came across excellent reviews for Brian and he does live up to all the great reviews. First call was enough for me to settle down with Brian and stop shopping around, not only because of the competitive rate he offers but the kind of feeling you get that you’re in good hands and you’re happy to do business with this person. Brian is well equipped with a lot of cool videos and technologies, but also happy to have a long conversation over the phone until we exhaust all our questions as a first time home buyer. Recommend Brian to everyone and myself looking forward to closely work with him again when the overall market rates hopefully go down soon 🙂

★★★★★

Sang Y. - Alexandria VA - July 2024

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Second time buyers with Brian! Everything about buying a home falls within Brian’s expertise. He is an all-around Michelin star mortgage lender: a great person whose knowledgeable responses make the loan process and all of the paperwork seamless. This time, we saw our new (dream) home on Friday, made an offer on Saturday, and closed on Sunday, in large part thanks to Brian. Contact Brian today and you’ll immediately understand why all of his reviews glow, and why we returned to him.

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★★★★★

Michelle Ueland - Takoma Park, MD - June 2024

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I worked with Brian on a refinance. He was excellent from start to finish. He explained the process in detail, answered all my questions, and quickly responded to emails. Even after closing, he quickly answered emails when I reached out with other questions, If you are on the fence and nervous about the process (like I was), I assure you that you won’t get better than Brian. A++++

★★★★★

R.R - Alexandria, VA - October 2023

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We have used Brian for two home purchases, and he has been a great resource each time. He is super knowledgeable, responsive, and reliable. He is also proactive in notifying his clients if dropping PMI or refinancing is ever an option in the future. Definitely recommend!

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★★★★★

Christina C - Washington, DC - June 2024

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Brian was instrumental in securing us our new home. He is truly a professional with a keen focus on client satisfaction. He takes time to thoroughly educate his clients by explaining market conditions and developing courses of action. I highly recommend his services and would work with him again.

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★★★★★

Angelo S. - Fairfax, VA - September 2023

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Brian was extremely helpful in my condo purchase process. He was the start of my whole purchase ecosystem and helped me find a great agent. His biggest benefit, in my opinion, is his desire to help his clients understand everything about mortgages. He is helpful and passionate and I couldn’t recommend him more.

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★★★★★

Brian Kowalski - Washington, DC - September 2023

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Brian is one of the most responsive people I’ve ever met. He has SO much excellent knowledge about the home buying process, and he truly enjoys educating his clients and gives them relevant information. His 5-star ratings online are completely accurate.

★★★★★

Gonzalo L. - Washington, DC - April 2024

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What can I say that hasn’t already been said? Not much except that I’ve used Brian’s services several times over the past ten years and every deal has been handled professionally. He gives honest, no jargon answers and he and his team have always responded promptly to every question I’ve thrown at them.

★★★★★

Sean F. - Washington, DC - November 2023

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I’ve worked with Brian 4 times- two home purchases and two refinances. He’s really the best lender out there. He knows his stuff and will take his time explaining it so that you understand.

★★★★★

Andrea - Washington DC - September 2020

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The Exceptional Lending Partner You Can Trust!

If you’re in the market for a lending partner, look no further than Brian Martucci. This guy is simply amazing. From start to finish, he impressed us with his professionalism, dedication, and personal touch. We stumbled upon Brian while browsing online, and boy are we glad we did!

Working with Brian was a breath of fresh air. He truly went above and beyond to help us understand the entire buying process. Not only did he explain everything in great detail, but he even took the time to send us helpful videos that made everything clear and easy to follow. Talk about going the extra mile!

Brian’s responsiveness was another standout quality. We never had to wait long for a response or an update, and he was always available to address any questions or concerns we had. This level of communication made us feel like we were in good hands, and gave us a sense of confidence throughout the process.

One of the things that impressed us the most about Brian was his honesty and transparency. He never included any hidden fees or surprises, and worked tirelessly to ensure that we got the best loan rate possible. This showed us that he truly had our best interests at heart, and wasn’t just looking to make a quick buck.

Last but not least, Brian’s license to lend in all 50 states is simply unbeatable. As a family that moves a lot, knowing that we have a trustworthy lending partner no matter where we go gives us a great sense of peace of mind.

In short, we couldn’t be happier with our experience with Brian Martucci. He is an exceptional lender who puts his clients first. If you’re in need of a lending partner, we highly recommend you give Brian a call. You won’t regret it!

★★★★★

Daria Knupp - Herndon, VA - January 2024

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About Brian

Brian Martucci, NMLS# 185421, has decades of experience. Helping you find mortgage loans to purchase a home or refinance, in the Washington DC metro and all 50 states.

Brian Martucci is a Mortgage Loan Originator with Capital Bank Home Loans, a division of Capital Bank, N.A., NMLS #401599. GetLoans.com is Brian’s mortgage-information and marketing website.

He is committed to finding competitive terms and a high level of service.

His business philosophy is to worry about his client’s wallets more than his own.

He provides clients with all the tools and resources they need. From the Loan Status Tool to guide you to helpful blog posts. Everything is done in-house to offer fast closing times.

No matter where you live, reach out for a no-obligation rate quote or schedule a call.

More About Brian
September 8, 2026

Should You Wait for Mortgage Rates to Drop in Washington, DC?

Why Waiting for Lower Mortgage Rates Can Backfire Waiting for mortgage rates to fall can backfire if Washington, DC home prices rise while you wait. A lower future rate applied to a larger mortgage may produce little or no monthly-payment savings—and you may also need a larger down payment. The key question is not simply,…

Read more about Should You Wait for Mortgage Rates to Drop in Washington, DC?
August 30, 2026

New Condo Mortgage Guidelines: What Washington DC Area Buyers Need to Know

Condo mortgage underwriting is changing. Some updates should make financing easier, while others will require condominium associations to provide stronger financial and insurance documentation. These changes primarily affect conventional mortgages backed by Fannie Mae and Freddie Mac. The changes will affect mortgage underwriting for condos in Washington DC, Maryland, Virginia, and all over the U.S.…

Read more about New Condo Mortgage Guidelines: What Washington DC Area Buyers Need to Know
August 22, 2026

How much are closing costs on a $1 million house in Washington DC

Buying a $1 million home in DC? One closing cost alone is $14,500. And it catches a lot of buyers by surprise. It’s the buyer’s share of DC’s transfer and recordation taxes. So what exactly are these taxes? When real estate changes hands in Washington, DC, the District imposes two separate taxes on the transaction:…

Read more about How much are closing costs on a $1 million house in Washington DC

Frequently Asked Questions

What is a mortgage rate lock-in?

A mortgage rate lock-in locks your interest rate for a period of time, protecting you from market increases while your loan is processed. It is typically for 30–60 days, though longer lock periods may be available. Read more details here.

See All FAQs

Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

How does it work?

Consumer Benefits:

Extensive product options offering competitive pricing.

Loan Tracking Tool to follow the process.

End-to-end security for your online mortgage application.

Experience in the mortgage industry since 1986.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

5 people that support each client.

Achievements:

#2

He was the #2 producer in his company in 2020, 2021.

150

Top 150 loan officer in 2015 in the country.

#4

He was the #4 producer in his company in 2024, 2023, 2022

#1

He was the #1 producer in his company in 2015, 2016, 2017, 2018, 2019.