When you buy a new home, you need a mortgage to purchase it. And before you get a mortgage, you need to determine how much mortgage you qualify for. Different sources may qualify you for different mortgage amounts. And how much you qualify for does not necessarily equate to how much you can afford.
How much you can afford is based on your personal budget. When a mortgage lender tells you how much you can qualify for, that is the highest mortgage amount they’ll approve you for. But this may not be the mortgage size you end up closing on. Read the rest of this entry »
Happy holidays and a happy and successful new year to us all! This is always the time of year we look back on the year that has passed, and more importantly we look forward to the new year and we make our new year’s resolutions. I’d like to make some resolutions, both business and personal for the new year. And here they are for 2017: Read the rest of this entry »
Posted in Lifestyle | Comments Off on And To All…A Good Night (and a good 2017)!
What makes a neighborhood “up and coming” in the DC area? You may have heard of the U-Street corridor and remember that it used to be abandoned buildings and vacant lots. Now it’s where professionals want to live, it’s trendy, and packed with diners and shoppers. Even though it took years of slow transformation, it would have been nice to own property before it got hot. Read the rest of this entry »
It’s just starting to get cold in DC and surrounding areas. The winters in DC area are usually pretty cold, but there could be a chance for a mild winter this year. Despite it possibly being warmer than usual, it can still get cold enough to turn on the heater. Thankfully there are several ways to cut down on heating costs and save money during the holiday season. Read the rest of this entry »