TEXT: Hello. Today I wanted to talk about some guideline changes called TRID, which stands for, TILA RESPA Integrated Disclosures. The feds have mandated these changes and they’ve really slowed down the loan transaction so mortgage consumer has to be careful about Read the rest of this entry »
Online Reviews – Check Before You Select
February 25th, 2016Online reviews are playing an increasing role in the mortgage industry and here’s why:
TEXT: Hello. I’m doing a video blog today while on my treadmill, that’s why I’m bouncing up and down a bit, on online reviews. Online reviews were thought only to be for restaurants and bars Read the rest of this entry »
I Delay Things And Then Get Angry
December 1st, 2014What to Look for in a Loan Officer
May 2nd, 2014What Makes Brian Different?
April 3rd, 2014Fannie Mae Writes The Rules, Not Us!
January 29th, 2013It needs to be made clear to mortgage consumers that loan officers, underwriters and lenders in general do not write the mortgage rules, but government entities such as Fannie Mae and Freddie Mac write the rules that we have to follow.
Occupancy Fraud? What Is That?
April 30th, 2012Hi, it is Brian Martucci doing a video blog from the beach. I am in Manhattan Beach, California. Take a look. Beautiful, is it not? So, today I want to do a video blog about occupancy fraud. By occupancy fraud I mean somebody that says that they’re going to live in a property as their primary residence when they really have no intention to live in the property as their primary residence. They really are going to rent it as a rental property.
Why do people do this and say that they’re going to live there when they are not? They do it because you will get a lower interest rate Read the rest of this entry »