I have heard so many people ask why we wait until the last minute to ask them for certain documents for a loan approval. I have a few answers. Mostly it is because many times the mortgage borrower has waited until the last minute to give it to us! Fannie Mae requires certain documents, that … Continue reading Client: Why do you wait until the last minute to ask us for this stuff? Loan Officer: Why do you wait until the last minute to give it to us?