Speaker 1: Our offer was accepted last night on the house we wanted.
00:04 Speaker 2: Congratulations!
00:08 S1: Our offer was accepted a few days ago on a house.
00:11 Speaker 3: Congratulations!
00:14 S1: I’m so excited our offer was accepted a week ago.
00:18 Speaker 4: I know. You went to Brian Martucci’s website to start the loan application already, right?
00:23 S1: I’ve been too busy at work. I will tonight.
00:26 S4: Did you start the loan application last night?
00:29 S1: I was really tired last night. I’ll do it today by lunch. The loan application’s done but there sure is a lot of paperwork to send in.
00:39 Speaker 5: We’re sending you the loan disclosures to sign and return. We got a late start, so please send these back today.
00:47 S1: Attached are the signed disclosures that you need. Sorry, they’re a little late. I’ve been busy at work. I will get you all my financial documents ASAP.
00:55 S5: We need you to send in your financial documents today. At this point, we’re really in a bind and may possibly miss your contractual settlement deadline.
01:04 S1: I’ll get this done right away. Attached are all the financial documents that you need. Sorry they’re a little late, I’ve been traveling for work.
01:13 S5: Okay. I’ll let the realtors know that we’re not gonna be able to release the financing contingency on time and likely won’t be able to settle on time.
01:24 S1: Wait. What? Why? What can we do to make this go faster? We have to meet the contractual deadline, and I have movers scheduled for the planned settlement date.
01:32 S5: We’ll do our best. Don’t be this client, folks. Make time for your commitments.
Client: Why do you wait until the last minute to ask us for this stuff? Loan Officer: Why do you wait until the last minute to give it to us?
Documentation Requirements For A Mortgage