{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.getloans.com\/blog\/fannie-mae-writes-the-rules-not-us\/#BlogPosting","mainEntityOfPage":"https:\/\/www.getloans.com\/blog\/fannie-mae-writes-the-rules-not-us\/","headline":"Fannie Mae Writes The Rules, Not Us!","name":"Fannie Mae Writes The Rules, Not Us!","description":"It needs to be made clear to mortgage consumers that loan officers, underwriters and lenders in general do not write the mortgage rules, but government entities such as Fannie Mae and Freddie Mac write the rules that we have to follow.","datePublished":"2013-01-29","dateModified":"2023-11-15","author":{"@type":"Person","@id":"https:\/\/www.getloans.com\/blog\/author\/brianm\/#Person","name":"brianm","url":"https:\/\/www.getloans.com\/blog\/author\/brianm\/","identifier":2,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b03dd1a5c12d48f4023463adfa5dbd6d38ebf6f4d842bd8f8d55ec71cb0ca275?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b03dd1a5c12d48f4023463adfa5dbd6d38ebf6f4d842bd8f8d55ec71cb0ca275?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Person","name":"Brian Martucci","image":{"@type":"ImageObject","@id":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","url":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","width":400,"height":70}},"url":"https:\/\/www.getloans.com\/blog\/fannie-mae-writes-the-rules-not-us\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=QvfXK3fa_wY#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=QvfXK3fa_wY","name":"Fannie Mae Writes The Rules! Not Mortgage Lenders! | Brian Martucci Mortgage Lender","description":"http:\/\/www.GetLoans.com | It needs to be made clear to mortgage consumers that loan officers, underwriters and lenders in general do not write the mortgage rules, but government entities and mortgage institutions such as Fannie Mae and Freddie Mac write the rules that we have to follow.\n\nGet to know Brian Martucci, a mortgage lender serving all 50 states and Washington D.C. Visit Brian's blog today for valuable insights into the mortgage industry, home-buying advice, and mortgage loan information: http:\/\/www.GetLoans.com\/Blog\n\nCheck out my client reviews and happy mortgage loan customers: \nZillow (162 Reviews):  http:\/\/bit.ly\/BrianMartucciZillowReviews\nGoogle (75 Reviews):  http:\/\/bit.ly\/BrianMartucciGoogleReviews\nYelp (82 Reviews):  http:\/\/bit.ly\/BrianMartucciYelpReviews\nFacebook (28 Reviews):  http:\/\/bit.ly\/BrianMartucciFacebookReviews\nLinkedIn (12 Reviews):  http:\/\/bit.ly\/BrianMartucciLinkedInReviews\n\nBrian Martucci is a mortgage lender with a proven track record of helping his clients in mortgage success. Visit Brian's website to get started with a home loan today! http:\/\/www.GetLoans.com","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/QvfXK3fa_wY\/default.jpg","https:\/\/i.ytimg.com\/vi\/QvfXK3fa_wY\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/QvfXK3fa_wY\/hqdefault.jpg"],"uploadDate":"2013-01-29T18:39:15+00:00","duration":"PT1M24S","embedUrl":"https:\/\/www.youtube.com\/embed\/QvfXK3fa_wY","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCtzgXcFj13brckkNS9QLR2w#Organization","url":"https:\/\/www.youtube.com\/channel\/UCtzgXcFj13brckkNS9QLR2w","name":"Brian Martucci, Mortgage Lender","description":"Brian Martucci Mortgage Lending is a direct lender for home buyers seeking a mortgage, or homeowners looking to refinance a home. Brian Martucci Mortgage Lending serves all 50 states and is in the top 1\/10th of 1% off all loan officers nationwide. \n\nIn the mortgage industry since 1986, Brian Martucci offers a loan experience that's hard to beat!\n\n-We choose between multiple lending sources, which provides you competitive pricing.\n-As a direct lender, everything is done completely in-house, which is critical to a smooth transaction.\n-Float Downs are offered to secure better terms if pricing drops after the loan process has started.\n-We provide an online Loan Status Tool to keep you informed during every step of the loan process.\n-Only local appraisers are used.\n\nLearn more about how I can help you with your home loan by visiting https:\/\/GetLoans.com today! Or, contact me via email at: Brian@GetLoans.com.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_n9Lk7Lj7LtzCXKu_peXAYB-hP5gJ-AkBasJ0Uorx_jww=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=QvfXK3fa_wY#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=QvfXK3fa_wY#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=QvfXK3fa_wY&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=QvfXK3fa_wY#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":128}]]},"about":["Video"],"wordCount":41,"articleBody":"It needs to be made clear to mortgage consumers that loan officers, underwriters and lenders in general do not write the mortgage rules, but government entities such as Fannie Mae and Freddie Mac write the rules that we have to follow."}