How To Find The Best Mortgage Lender

October 21st, 2016

best-mortgage-lender-getloans-blogWhen comparing mortgage lenders there are many things to consider. If you want to save time follow the below steps on how to compare mortgage lenders. Time is valuable and these six steps should help you find a good mortgage lender: Read the rest of this entry »

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But I Pay Off My Credit Cards Monthly

December 1st, 2014

brian-martucci-mortgage-i-pay-off-credit-cardsSome clients get a bit frustrated that minimum monthly credit card payments are counted against them in their debt ratios, even if they pay off their credit card bills every month. First, the underwriter can’t assume that the client pays them off every month. Second, if you are spending about $3,000 every month on your credit cards, for example, and usually pay that amount off every month, and the minimum monthly payments are $150 a month, it seems pretty fair if you are spending $3,000 a month to only count $150 a month against you in your debt ratios.

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