Blog Category: documentation

Referee Football

No Escaping Mortgage Guidelines

There’s no outsmarting or escaping the mortgage guidelines upheld by underwriters, no matter how much income or assets the buyer has. The purpose of the underwriting process is to check the loan applicant’s credit, financial capacity, and the collateral. The underwriter’s main purpose is to make sure everything in the application meets the loan’s guidelines that you are applying for. Whether that be from Fannie Mae, Freddie Mac, FHA or VA. Read More

slow down sign

Sloooooooow Down: Avoiding Mortgage Process Mistakes

Have you ever noticed that many of the mistakes you make in life are made in haste? I look back on all the things I’d like to do over. Most of them were because I was moving too quickly or thinking too fast. Usually because I’m in far too big a hurry to get to the next 1,000 things on my to do list. If I would just slow down I bet I’d make a lot less mistakes in life. The same wisdom can be applied to mistakes made in the mortgage process. Read More