Blog Category: homeowners insurance

Homeowners Insurance in a Nutshell

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Why is it important to have homeowners insurance?

Owning a home is one of the most valuable assets and investments you can have in a lifetime. Protecting your investment should be commonplace, though there are still those who feel that paying for insurance is a waste of money. Homeowners who have purchased their home with cash can decide against homeowners insurance but that is unwise. Otherwise, if you have a mortgage loan the lender will require you to have homeowners insurance. Read More

Five FHA Loan Facts to Know Before You Buy A Home

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FHA, known as the Federal Housing Administration, offers a mortgage loan requiring borrowers to have mortgage insurance on the loan. The FHA loan originated during the great depression and has contributed to the growth of the housing market ever since.  Read More