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Rich People Can’t Even Get A Mortgage!

January 9th, 2011

Things have gotten so strict in underwriting mortgages, that not even rich people can easily get a mortgage. I think most of us would agree if we had millions of dollars and no debt except for the mortgage on our home, we’d feel rich. In fact, we would be rich. But Read the rest of this entry »

Tags: strict underwriting
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Tricking Underwriters…

September 29th, 2010

I had to trick an underwriter the other day, and I am not losing sleep over it. It is a great story, and one worth retelling so that others may use this trick. Read the rest of this entry »

Tags: strict underwriting, underwriting
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Drowning In Rules! Save Yourself…Go On Without Me!

September 24th, 2010

I may make light of the Feds and the banking industry and their arcane rules a bit too much, but now they really deserve it. Now they have gone too far. I have witnessed bureaucratic insanity on such an unreal scale, I am not sure you will believe me. Read the rest of this entry »

Tags: strict underwriting, underwriting
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The Dumb Rules Club.

August 20th, 2010

I usually have to wait a month or so to blog about another hard to believe underwriter request, but here I find myself writing about such an underwriter request only a week after I last wrote about this very topic. Read the rest of this entry »

Tags: strict underwriting, underwriting
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Underwriting: “Is My Common Sense In Here Somewhere?”

August 16th, 2010

Every now and again I like to share a story where an underwriter has lost their mind, and gone way too far in questioning a loan. I have a doozy I’d like to share. I have seen some idiotic loan approval conditions, but this recent situation was a bit much. Read the rest of this entry »

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Brian Martucci, Mortgage Lender
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(202) 588-2400
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Rockville, MD 20850
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  • About
    • About Brian
    • As Seen In
    • My Value-Add Is Education
    • Neighborhoods
    • Refer Me
    • Reviews
    • Addresses of Closed Loans
    • Privacy Policy
  • Tools
    • Pre-Approval Application
    • Apply
    • Home Buyer Tools
    • Loan Tracking
    • Mortgage Calculators
    • Financing For Condominiums
    • Refinance Checklist
    • Purchase Checklist
    • Realtor Match
    • Tools for Realtors
    • Mortgage Doctor
  • Blog
  • Tucci TV
  • Rates
  • Connect
    • Schedule a Call
    • Email
    • Brian’s Team
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