What Makes Brian Different?

April 3rd, 2014

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What Makes Brian Different?


Brian: We may as well get to know each other.

Woman: I work as a Quantitative Behavior Analyst.

Brian: I am a mortgage loan officer.

Woman: I may buy a home, but when I talk to loan officers they all say:

  • I put my clients first.
  • I work hard.
  • I am available 24/7.
  • There is no quantifiable data that I can analyze to determine if that person has superior service.


  1. Well…we use numerous funding sources.
  2. We are a direct lender who does everything in-house.
  3. We have Float Down options on many loan products.
  4. I am in the top 1/10th of 1% of all loan officers nationwide.
  5. I have an online Loan Status tool.
  6. I have a team of 4 people to help the client.
  7. I have 28 years’ experience in the mortgage business; I am not just passing through.
  8. I use my experience, blog, and tools on my website to focus on client education.
  9. We have some of the lowest processing fees in the industry.
  10. We have construction loans.
  11. We offer many ways to avoid PMI on smaller down payment loans.

And… there’s more. Call me for more details.

Woman: I’ll be calling you soon.

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Brian Martucci is a loan officer for Capital Bank Home Loans, a division of Capital Bank, N.A. He has been in the mortgage industry since 1986 and has served in a number of roles, including loan processor, loan officer, mortgage broker, branch manager, and vice president. Brian Martucci – NMLS# 185421. His opinions do not necessarily reflect the opinions and beliefs of Capital Bank Home Loans or Capital Bank. Capital Bank, N.A.- NMLS# 401599. Click here for the Capital Bank, N.A. “Privacy Policy”.

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