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About Brian

Brian Martucci, NMLS# 185421, started in the mortgage business in 1986 right out of college, and has never left. He helps consumers find the best mortgage loans to purchase a new home or to refinance an existing loan. He lends in all 50 states. Brian works with Capital Bank Home Loans who is a direct lender. He is committed to finding the best terms while providing a high level of customer service.

His business philosophy has been to worry about his client’s wallets more than his own.

Throughout the entire loan process, he provides clients with all of the educational tools and resources they need. From the Loan Status Tool that clients can use to guide them through every step of the loan process to the helpful blog posts written by Brian himself. And because everything is done in-house, Brian is able to offer fast closing times.

No matter where you are in the United States, Brian can help. Contact Brian now for a no-obligation rate quote or to schedule a call about your loan options.

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Consumer Benefits:

Extensive product options offering competitive pricing.

End-to-end security for your online mortgage application.

Everything done in-house on most loans which increases turn times and efficiency.

“Float-Downs” on many products means you may get a lower interest rate after initial rate "lock-in".

5 people that support each client.



He was the #1 producer in his company in 2015, 2016, 2017, 2018, 2019


He was the #2 producer in his company in 2020, 2021


He was the #3 producer in his company in 2023


June 25, 2024

Mortgage Rates Today

What are mortgage rates today?  Interest rates are different according to numerous variables. Interest rates can be different based on loan size, credit score, property type, loan type, how many days you need to lock-in the interest rate for, and more. I am not going to talk about exact rates which are impossible to quote…

Read more about Mortgage Rates Today
May 27, 2024

How Can a Buyer Pay for Their Own Realtor Representation?

How can a buyer pay for their own realtor representation? I wrote an article discussing the lawsuits against the National Association of Realtors (NAR) and some of the largest real estate firms. By now everyone has likely heard about all these lawsuits. The litigation accused brokerages of inflating sales commissions and of monopolistic practices. Homeowners…

Read more about How Can a Buyer Pay for Their Own Realtor Representation?
April 28, 2024

Reduced Government Transfer Taxes for First Time Homebuyers

Government transfer taxes can consist of some or all the following: transfer tax, recordation tax, and tax stamps. These are one time taxes charged by a state or jurisdiction upon the transfer of real estate. They are based on the sales price of the real estate being transferred to the new owner. These taxes are…

Read more about Reduced Government Transfer Taxes for First Time Homebuyers

Loan Tracking

Use this tool to be informed and prepared at every step of the loan process.

How does it work?