{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.getloans.com\/loan-programs\/cofi-option-arm\/#Article","mainEntityOfPage":"https:\/\/www.getloans.com\/loan-programs\/cofi-option-arm\/","headline":"COFI Option ARM","name":"COFI Option ARM","description":"This COFI (Cost Of Funds Index) based Adjustable Rate Mortgage offers the borrower several payment options. These options include a minimum payment and a principal and interest payment that is adjusted monthly. Under certain conditions the borrower may be offered an interest only payment option. The interest rate on the loan is the sum of […]","datePublished":"2014-01-27","dateModified":"2023-05-27","author":{"@type":"Person","@id":"https:\/\/www.getloans.com\/blog\/author\/mkukoy\/#Person","name":"mkukoy","url":"https:\/\/www.getloans.com\/blog\/author\/mkukoy\/","identifier":3,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11301590cf8244b467916a8bfa7d64acb86ee181216103e452784503c0f5bf52?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11301590cf8244b467916a8bfa7d64acb86ee181216103e452784503c0f5bf52?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Person","name":"Brian Martucci","image":{"@type":"ImageObject","@id":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","url":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","width":400,"height":70}},"url":"https:\/\/www.getloans.com\/loan-programs\/cofi-option-arm\/"}