{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.getloans.com\/loan-programs\/fha-loan-limits\/#Article","mainEntityOfPage":"https:\/\/www.getloans.com\/loan-programs\/fha-loan-limits\/","headline":"FHA Loan Limits","name":"FHA Loan Limits","description":"Minimum down payment is 3.5%. The 3.5% down payment can come from a gift. Credit scores as low as 640 acceptable (down to 620 may work). Seller can pay all closing costs. Co-signers are allowed. The FHA Maximum Loan limits for your specific can be determined most easily by using the FHA web site, and [&hellip;]","datePublished":"2014-01-27","dateModified":"2023-03-30","author":{"@type":"Person","@id":"https:\/\/www.getloans.com\/blog\/author\/mkukoy\/#Person","name":"mkukoy","url":"https:\/\/www.getloans.com\/blog\/author\/mkukoy\/","identifier":3,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11301590cf8244b467916a8bfa7d64acb86ee181216103e452784503c0f5bf52?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11301590cf8244b467916a8bfa7d64acb86ee181216103e452784503c0f5bf52?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Person","name":"Brian Martucci","image":{"@type":"ImageObject","@id":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","url":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","width":400,"height":70}},"url":"https:\/\/www.getloans.com\/loan-programs\/fha-loan-limits\/"}