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I don’t send out a newsletter often. I only send out information via a newsletter as needed. There are years when I send out a newsletter only once, and there are years where I sent out a newsletter quarterly, and there have been a few years when no newsletter has gone out at all. I’ll never email more than quarterly, most likely I’ll reach out 1-2 times a year. There simply isn’t that much going on in the mortgage industry that is of interest to people to send out a newsletter frequently. Companies that send out frequent newsletters or other correspondence are not trying to educate and help you, they are simply marketing to you and spamming you. I will never do that! Information that comes from me is helpful, sent only as needed, and will never become frequent and spammy.