{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.getloans.com\/rates-and-disclosures\/#Article","mainEntityOfPage":"https:\/\/www.getloans.com\/rates-and-disclosures\/","headline":"Rates and Disclosures","name":"Rates and Disclosures","description":"Assumptions and Annual Percentage Rate (APR) Information as of 6\/4\/2014 for an example loan amount of $320,000 Fixed-Rate Loan1 Conventional 30-Year Fixed Annual Percentage Rate (APR) 4.306% Interest Rate 4.25% Payment Term 360 months Sales Price $400,000 Down Payment (20%) $80,000 Loan Amount $320,000 Estimated Prepaid Finance Charges $1,548.00 15 Days Interest $566.67 Monthly Principal […]","datePublished":"2014-04-05","dateModified":"2017-09-15","author":{"@type":"Person","@id":"https:\/\/www.getloans.com\/blog\/author\/mkukoy\/#Person","name":"mkukoy","url":"https:\/\/www.getloans.com\/blog\/author\/mkukoy\/","identifier":3,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11301590cf8244b467916a8bfa7d64acb86ee181216103e452784503c0f5bf52?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11301590cf8244b467916a8bfa7d64acb86ee181216103e452784503c0f5bf52?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Person","name":"Brian Martucci","image":{"@type":"ImageObject","@id":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","url":"https:\/\/www.getloans.com\/wp-content\/uploads\/2026\/06\/brianmartucci-getloans-logo2017.webp","width":400,"height":70}},"url":"https:\/\/www.getloans.com\/rates-and-disclosures\/"}