I Delay Things And Then Get Angry

Speaker 1: Our offer was accepted last night on the house we wanted.

00:04 Speaker 2: Congratulations!

00:08 S1: Our offer was accepted a few days ago on a house.

00:11 Speaker 3: Congratulations!

00:14 S1: I’m so excited our offer was accepted a week ago.

00:18 Speaker 4: I know. You went to Brian Martucci’s website to start the loan application already, right?

00:23 S1: I’ve been too busy at work. I will tonight.

00:26 S4: Did you start the loan application last night?

00:29 S1: I was really tired last night. I’ll do it today by lunch. The loan application’s done but there sure is a lot of paperwork to send in.

00:39 Speaker 5: We’re sending you the loan disclosures to sign and return. We got a late start, so please send these back today.

00:47 S1: Attached are the signed disclosures that you need. Sorry, they’re a little late. I’ve been busy at work. I will get you all my financial documents ASAP.

00:55 S5: We need you to send in your financial documents today. At this point, we’re really in a bind and may possibly miss your contractual settlement deadline.

01:04 S1: I’ll get this done right away. Attached are all the financial documents that you need. Sorry they’re a little late, I’ve been traveling for work.

01:13 S5: Okay. I’ll let the realtors know that we’re not gonna be able to release the financing contingency on time and likely won’t be able to settle on time.

01:24 S1: Wait. What? Why? What can we do to make this go faster? We have to meet the contractual deadline, and I have movers scheduled for the planned settlement date.

01:32 S5: We’ll do our best. Don’t be this client, folks. Make time for your commitments.

Client: Why do you wait until the last minute to ask us for this stuff? Loan Officer: Why do you wait until the last minute to give it to us?

Loan Documentation

Documentation Requirements For A Mortgage