FHA Loan Limits

Minimum down payment is 3.5%.

The 3.5% down payment can come from a gift.

Credit scores as low as 640 acceptable (down to 620 may work).

Seller can pay all closing costs.

Co-signers are allowed.

The FHA Maximum Loan limits for your specific can be determined most easily by using the FHA web site, and using their chart. Go to: FHA loan limits

The easiest way to use this site is to:

1. Sort responses by state
2. Type in your state
3. Type in your county – The rest you can leave blank, this will yield the best results.

For Washington, DC:

1. Sort by “Most Recent”
2. Select “District of Columbia” under State.
3. Everything else can be left blank.